Consumer loan

Household loan

Loan type	Household loan
Loan size	MNT 2 million - MNT 50 million
Loan period	3 - 36 months
Interest rate	2.4% - 2.6%
General requirements and conditions	An applicant applying for micro business loan must be conducting business operations for no less than 3 months prior to loan application An applicant applying for SME loan must be conducting business operations for no less than 6 months prior to loan application Must operate within the jurisdiction of Ulaanbaatar city Business related documents Loan applicant must have the financial ability to repay the loan Loan applicant must not have any overdue payment obligations Loan applicant must have the necessary collateral to fully cover the loan
Required documents	For citizens: Customer application form /NBFI application form/ Loan application /NBFI application form/ Appropriate photo of loan applicant Valid identification card Documents supporting the ownership of collateral Supporting documents for proof of income, account statements Others, if necessary

Leasing

Loan type	Leasing / Car purchase Pre payment: 20 - 45%	Leasing / Phone purchase Pre payment: 0 - 30%	Leasing / Motocycle purchase Pre payment: 30 - 45%
Loan size	MNT 2 million - MNT 100 million	MNT 200 thousand - MNT 3 million	MNT 5 million - MNT 50 million
Loan period	3 - 36 months	3 - 12 months
Interest rate	2.4% - 2.6%
General requirements and conditions	An applicant applying for micro business loan must be conducting business operations for no less than 3 months prior to loan application An applicant applying for SME loan must be conducting business operations for no less than 6 months prior to loan application Must operate within the jurisdiction of Ulaanbaatar city Business related documents Loan applicant must have the financial ability to repay the loan Loan applicant must not have any overdue payment obligations Loan applicant must have the necessary collateral to fully cover the loan
Required documents	For citizens: Customer application form /NBFI application form/ Loan application /NBFI application form/ Appropriate photo of loan applicant Valid identification card Documents supporting the ownership of collateral Supporting documents for proof of income, account statements Others, if necessary For entities: Client application form /NBFI form)/ Loan application /NBFI form/ Certificate of entity, special permissions, company charter Valid identification card of the CEO, Document entitling the CEO to request and make loan contract and accrediting the CEO temporary ownership of company assets on behalf of the entity A copy of financial statement for the previous year, Sales contract, Performance contract, Account statements List of assets to be used as collateral Others, if necessary

Salary loan (Contract employee's who recieve their monthly salary through Ard app)

Loan type	Salary loan (Contract employee's who recieve their monthly salary through Ard app)
Loan size	The maximum loan support is 12 times the net salary
Loan period	3 - 36 months
Interest rate	1.9% - 2.3%
General requirements and conditions	An applicant applying for micro business loan must be conducting business operations for no less than 3 months prior to loan application An applicant applying for SME loan must be conducting business operations for no less than 6 months prior to loan application Must operate within the jurisdiction of Ulaanbaatar city Business related documents Loan applicant must have the financial ability to repay the loan Loan applicant must not have any overdue payment obligations Loan applicant must have the necessary collateral to fully cover the loan
Required documents	For citizens: Customer application form /NBFI application form/ Loan application /NBFI application form/ Appropriate photo of loan applicant Valid identification card Documents supporting the ownership of collateral Supporting documents for proof of income, account statements Others, if necessary For entities: Client application form /NBFI form)/ Loan application /NBFI form/ Certificate of entity, special permissions, company charter Valid identification card of the CEO, Document entitling the CEO to request and make loan contract and accrediting the CEO temporary ownership of company assets on behalf of the entity A copy of financial statement for the previous year, Sales contract, Performance contract, Account statements List of assets to be used as collateral Others, if necessary

Fast cash

Loan type	Fast cash
Loan size	MNT 50 thousand - MNT 2 million
Loan period	1 - 6 months
Interest rate	In the first 30 days without interest, from 5 months to 5%
General requirements and conditions	An applicant applying for micro business loan must be conducting business operations for no less than 3 months prior to loan application An applicant applying for SME loan must be conducting business operations for no less than 6 months prior to loan application Must operate within the jurisdiction of Ulaanbaatar city Business related documents Loan applicant must have the financial ability to repay the loan Loan applicant must not have any overdue payment obligations Loan applicant must have the necessary collateral to fully cover the loan
Required documents	For citizens: Customer application form /NBFI application form/ Loan application /NBFI application form/ Appropriate photo of loan applicant Valid identification card Documents supporting the ownership of collateral Supporting documents for proof of income, account statements Others, if necessary For entities: Client application form /NBFI form)/ Loan application /NBFI form/ Certificate of entity, special permissions, company charter Valid identification card of the CEO, Document entitling the CEO to request and make loan contract and accrediting the CEO temporary ownership of company assets on behalf of the entity A copy of financial statement for the previous year, Sales contract, Performance contract, Account statements List of assets to be used as collateral Others, if necessary

Pledged asset mortgage

Loan type	Stock pledged loan	Trust asset pledged loan
Loan size	MNT 2 million - MNT 50 million	up to 80% of trust amount
Loan period	3 - 12 months	the same as the expiration of the trust period
Interest rate	2.1% - 2.3%	up to 5% to 6% on trust rates
General requirements and conditions	An applicant applying for micro business loan must be conducting business operations for no less than 3 months prior to loan application An applicant applying for SME loan must be conducting business operations for no less than 6 months prior to loan application Must operate within the jurisdiction of Ulaanbaatar city Business related documents Loan applicant must have the financial ability to repay the loan Loan applicant must not have any overdue payment obligations Loan applicant must have the necessary collateral to fully cover the loan
Required documents	For citizens: Customer application form /NBFI application form/ Loan application /NBFI application form/ Appropriate photo of loan applicant Valid identification card Documents supporting the ownership of collateral Supporting documents for proof of income, account statements Others, if necessary For entities: Client application form /NBFI form)/ Loan application /NBFI form/ Certificate of entity, special permissions, company charter Valid identification card of the CEO, Document entitling the CEO to request and make loan contract and accrediting the CEO temporary ownership of company assets on behalf of the entity A copy of financial statement for the previous year, Sales contract, Performance contract, Account statements List of assets to be used as collateral Others, if necessary

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